For five posts now I've been writing about “India” and “Germany” like each one is a single place with a single answer to “how do teenagers learn to handle money.” Pulling the research report together last week broke that habit for me. Both countries turned out to be far less unified than the framing in my own posts suggested — and the reason isn't culture, it's constitutional structure. Before I go profile actual cities and states in the next few posts, I want to explain why